Seven steps to get your whole family set up and earning, saving, and growing together.
Create your family account at app.mykids.money. You'll set your family name, currency, and go through a short onboarding that explains how everything works โ including choosing a growth rate you're comfortable committing to.
Add each child by name. You can add more later anytime โ there's no limit. Each child gets their own separate account, their own jars, and their own goals.
Go to Parent Mode (tap ๐ and enter your PIN) โ Family Hub โ Missions. Create a few missions your kids can start earning from right away โ chores, reading, helping around the house. Set the reward, frequency, and which kids it applies to.
My Kids Money is a web app โ no app store required. Just open a browser, go to app.mykids.money, and install it to the home screen:
It'll appear on their home screen just like a regular app โ with the ๐ฑ icon.
This part is designed to do together. When your kid taps the app for the first time, they'll go through a short welcome โ pick their avatar, learn about their three jars, and see how saving grows.
While you're together, help them set a goal in their Spend jar โ something they actually want. This gives saving an immediate purpose and makes the first deposit feel meaningful rather than abstract.
Give them some money โ even a small amount โ and let them log it in the app themselves. Watch the pie chart split it into three jars. Let them see the one-year projection update in real time.
Here's what the day-to-day looks like once you're set up:
Free during early access ยท No bank account or debit card required